கருப்புப் பணம்

The days of luxurious credit life is gone... All started with the Americans, who love to spend others money. They had only X $, but bought and spent 10X $.... then finally when they came to know that they are worth only one tenth of what they thought , they panicked.
The fall in economy, may now be attributed to improper estimation of wealth, added with the "non currencyness" (credit / false value). Average American has 9 credit cards.

But in India the credit market is not huge, even now major portion of trade is done using "true" value..
and still we are one of the biggest markets with blackmoney... since black money accounts for "true" value (though illegitimate).... has been an insulation for us (atleast a little bit)...."BLESSING IN DISGUISE"